NEWApplications are now open for the Enhanced GST/HST New Housing Rebate. Enhanced HST rebate claims are open. See what you qualify for →
Ontario HST rebate specialists

Recover up to $130,000 in HST. We handle the CRA.

Building or substantially renovating your Ontario home? We collect your paperwork, check it, file it for you, and tell you where your claim stands at every step. Every record goes into your private vault, sorted by AI and signed off by a specialist, so you are audit-ready from day one.

Rebate estimator

See what you could get back

Answer three quick questions for your estimate.

300+ claims filed

Your estimated rebate

$0

Provincial 8% portion (max $80,000)
$0
Federal 5% portion (max $50,000)
$0

Claim My Rebate →

Property use

What is the intended use of this property?

This Property Does Not Qualify

The HST rebate applies only to a primary residence or a long-term rental property. Cottages, vacation homes, and secondary properties are not eligible under CRA rules.


Rental type

What type of rental arrangement?

Short-Term Rentals Do Not Qualify

The rental rebate applies only to long-term leases of at least 12 months. Airbnb, VRBO, and vacation rentals are excluded under CRA rules.

Rental Property Rebate: Speak With a Specialist

Rental rebate calculations depend on your project details. Book a free 5–10 minute call and a specialist will estimate your rebate directly.

Contact a Rebate Specialist →

Construction start

When did (or when will) construction begin?


Standard rebate · up to $24,000
For new construction or substantial renovations (90%+) started before April 1, 2026. The Ontario new housing rebate returns 75% of the provincial 8% portion of the HST you paid, up to $24,000 if you paid HST on the land or $16,080 if you did not.

Your numbers

Total Construction Cost

$

Materials, labour, and contractor costs, not the land. An estimate is fine.

Is that amount before or after HST?

Did you pay HST when you bought the land?

Land bought from a private individual usually has no HST. If you're not sure, we use the lower estimate.

Answer every question above to see your estimate.


Enhanced rebate · up to $130,000
For new builds or substantial renovations (90%+) where construction starts April 1, 2026 – March 31, 2027 and is finished by December 31, 2029. If your finished home (including land) is worth $1.5M or less, you can recover 100% of the HST paid on construction, up to $130,000.

Your numbers

Total Construction Cost

$

Materials, labour, and contractor costs, not the land. An estimate is fine.

Is that amount before or after HST?

Value of the finished home, including the land

$

What the house and lot together would sell for once construction is finished. $1.5M or less = full rebate · $1.5M–$1.85M = reduced · $1.85M+ = regular rebate only

Did you pay HST when you bought the land?

Only matters above $1.5M. If you're not sure, we use the lower estimate.

Answer every question above to see your estimate.

Estimates are for illustrative purposes only and do not constitute a guarantee of rebate amount. Consult one of our rebate specialists for advice specific to your situation.
Enhanced rebate window closes in
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Construction must start by March 31, 2027 and be finished by December 31, 2029.

300+
Claims filed
$130K
Max rebate
10+
Years filing

Client stories

1 / 7
My home was already built by the time I came to reClaim130, so I wasn't sure how much of the paperwork I could still pull together. They set up a secure Dropbox folder and asked me to send absolutely everything, and they took it from there. They then sent me a clear summary showing exactly which invoices qualified for the rebate and which did not, so I knew where I stood before anything was filed. Their communication was excellent, and my file was complete and organized when it was submitted. I would recommend them to anyone who has finished a build and hasn't claimed their HST rebate yet.
LuboFinished build
Claimed after the build
300+ claims filed
AI-powered document processing
Private vault for every record
Ready for CRA review and audit

Is this you?

Built for Ontario homeowners who build.

If your project is a cottage, vacation home or short-term rental, it won't qualify. We'll tell you that plainly on the first call.

Likely a fit

  • You're building a new home on land you own or lease.
  • You're gutting and rebuilding at least 90% of the interior.
  • It will be your home, a close relative's, or a rental with a lease of 12 months or more.
  • You were told "keep your receipts" and already dread the paperwork.

Not a fit

  • Cottages, vacation homes and second homes.
  • Short-term rentals like Airbnb or VRBO.
  • A kitchen, bathroom or addition on its own.
  • Homes built or owned through a company.

Two programs

Which rebate fits your build?

It depends on when construction started. We file both.

Standard (legacy)

Up to $24,000

Construction started before April 1, 2026. Returns 75% of the provincial 8% portion of the HST you paid.

Enhanced

Up to $130,000

Construction starts April 1, 2026 to March 31, 2027. Returns 100% of the HST paid on construction if your finished home is worth $1.5M or less.

See the full comparison, dates and value limits →

How it works

You upload. We take it from there.

Every record goes into a private vault as your project happens. Nothing is left until the end.

  1. Upload as you build

    Invoices, receipts and photos go into your private, secure vault.

  2. We sort and verify

    AI organizes every document. A specialist checks it.

  3. Monthly statement

    You see what is on file, your estimate, and what we still need.

  4. We file, you get paid

    Filed right away with nothing missing. The CRA pays you.

Teal steps are the ones we do for you.

See the full process, step by step →

Audit protection

Your security blanket for CRA reviews and audits.

If the CRA ever asks a question, you are not scrambling. Your complete file is already in place.

Every record time-stamped

Invoices, receipts, permits and photos are dated when they enter your vault.

Sorted and matched

AI organizes each document and matches it to what the CRA requires.

Checked by a specialist

A person verifies your file before anything is submitted.

Problems caught early

Monthly statements flag missing GST/HST numbers and invoices while you can still fix them.

Secure. Time-stamped. Audit-ready.

300+

of rebate claims filed, and every one built for scrutiny.

Each file is documented and checked before it is submitted, so if the CRA comes back with questions, we're already prepared.

Fees

You see what you keep before you commit.

In writing up front

Every fee is spelled out before you sign anything.

Small start

A setup fee covers your file review, document sorting and specialist check.

Balance on deposit

The rest is collected only once the CRA deposits your rebate.

Program deadline

The enhanced rebate window closes in

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Construction must begin by March 31, 2027 at 11:59 PM to qualify for up to $130,000. Once the window closes, it closes permanently.

Free 10-minute call, Monday to Saturday. No obligation.

Client login
Address2-751 Merton Street
Toronto, ON M4S 1B4

reClaim 130 is not the CRA and is not affiliated with the Government of Canada or the Government of Ontario. Rebate amounts depend on your project, home value, HST paid and CRA approval, and are not guaranteed. Estimates follow CRA Form RC7191-ON (07/2026); the federal-portion amount for homes valued $1.5M–$1.85M is an estimate. Program details may change.